Terms of Use

Last Updated: 27 March 2024

These Terms of Use (“Terms”) govern your access to and use of www.mavenpolis.com (the “Website”), owned and operated by Mavenpolis Partners Pte Ltd (“Company,” “we,” “us,” or “our”). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

1. Membership and Subscription

1.1. Membership Eligibility: To use certain features of the Website, you may be required to register for a membership and subscribe to our services. You must be at least 18 years old and capable of forming a legally binding agreement to become a member and use our services.

1.2. Subscription Plans: Our Website offers various subscription plans with access to business valuation tools and related content. You agree to pay the applicable subscription fees as described on the Website.

1.3. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must promptly notify us of any unauthorized use or security breach of your account.

2. Limitations of AI

2.1. AI Technology Overview: the Website employs artificial intelligence (AI) technology throughout the platform to deliver a range of services and tools designed to assist users in various aspects of business and financial analysis.

2.2. Development and Advancements: It is crucial to understand that AI technology is an evolving field, and while we strive for accuracy and excellence, AI systems are subject to ongoing development and improvement. The AI algorithms used on this platform may be periodically updated to enhance their capabilities.

2.3. Unpredictability of AI Results: AI-generated results may exhibit variability and unpredictability. The outcomes produced by AI tools can be influenced by a multitude of factors, including the quality and quantity of input data and the complexity of the tasks they are designed to perform.

2.4. Complementary Role of AI: The AI tools and services offered on this Website should be viewed as complementary aids to support your decision-making processes. They are not intended to replace the need for human judgment, critical thinking, and expert analysis, especially in complex and high-stakes situations.

2.5. References to AI Limitations: References to the limitations of AI technology, as outlined in this section, apply to all aspects of the Website, including but not limited to the ValueEZ Core tool and the MavInsights tool.

3. Business Valuation with ValueEZ Core Disclaimer
3.1. Review Purpose and Nature: Our Website features a tool known as “ValueEZ Core”, which is a business valuation tool meant for non-professionals in business valuation. ValueEZ Core is designed for use by those that are new to business valuations, as such, it is designed with simplicity and ease of use in mind. As such this tool is not suitable for use by valuation professionals or any party that requires a professional valuation tool.

3.2. Inexact Nature of Business Valuation: You acknowledge and concur that the process of business valuation is inherently imprecise and dynamic in nature. The tools and informational resources provided on this Website, including the ValueEZ Core tool, are intended solely for educational and illustrative purposes.

3.3. Non-Reliance Clause: It is imperative that you refrain from placing exclusive reliance upon the valuation and analytical tools or any information furnished on this Website, including the ValueEZ Core tool, for making pivotal financial or business determinations. Business valuation encompasses a myriad of intricate facets, variables, and market dynamics. Prior to reaching any conclusions or choices predicated on business valuations generated via this Website, we strongly urge you to seek the counsel of seasoned professionals and engage the services of qualified experts who can offer comprehensive and tailored assessments.

3.4. Limitations of AI: You are reminded that the ValueEZ Core tool employs artificial intelligence (AI) technology, as outlined in Section 2 of these Terms of Use. AI technology is an evolving field and while we strive for accuracy and excellence, it may exhibit variability and unpredictability.

3.5. Verification: You are responsible for verifying the accuracy and relevance of any information, calculations, or valuations obtained from the ValueEZ Core tool. You should use your judgment and discretion to ensure that the information makes sense in the context of your specific business situation.

3.6. Verification and User Input: It remains your responsibility to validate the precision and applicability of the information, calculations, or valuations derived from this Website, including the ValueEZ Core tool. You should exercise prudence and discernment in evaluating how the information aligns with your particular business circumstances.

3.7. Purpose of Business Valuation Tool: It is essential to elucidate that the ValueEZ Core tool featured on this Website is designed to assist users, particularly business owners, in comprehending the potential impact of diverse assumptions and user-input data on their business’s estimated value. This tool is engineered to facilitate scenario analysis and foster a deeper understanding of valuation dynamics. Notably, the outcomes yielded by this tool are reliant upon the data and assumptions inputted by the user.

3.8. User-Generated Inputs: You need to be aware that the results derived from the ValueEZ Core tool do not equate to an independent valuation conducted by a certified valuation professional. The reason for this distinction lies in the fact that all inputs and data utilized within the model originate from the user, thus making the final valuation a product of the user’s inputs and assumptions. It is crucial to recognize that this process does not involve an external, impartial valuation expert.

3.9. By utilizing the ValueEZ Core tool on this Website, you acknowledge the inherent limitations and educational nature of the tool, as well as its reliance on user-provided data and assumptions. Therefore, it is imperative that you approach the information generated by the tool with a clear understanding of its purpose and the need for independent professional advice when making substantial business decisions.

4. Financial Review with MavInsights Disclaimer

4.1. Review Purpose and Nature: Our Website features a tool known as “MavInsights”, which is designed to analyze the historical performance metrics of businesses or companies, including but not limited to revenue, operating income, cash conversion cycle, and other relevant financial data (“Review”). The Review generated through this tool serves as a means to assist users in comprehending and evaluating historical financial performance.

4.2. Limitations of AI: Users of the Financial Review Tool are reminded to consider the broader limitations of AI technology, as explained in Section 2 of these Terms of Use.

4.3. Verification and User Responsibility: Users of the MavInsights tool bear the responsibility of diligently verifying and comprehensively assessing all results and insights provided therein. It is essential to employ your own judgment and financial expertise to ensure that the Review aligns with your specific business or investment objectives.

4.4. Complementary Role of Review: The MavInsights generated by our AI tool should be regarded as a valuable reference and an aid to facilitate your financial assessments. However, it should not replace your own thorough due diligence, professional financial analysis, or expert consultation when making substantial financial or investment decisions.

4.5. By utilizing the MavInsights tool, you understand and accept the inherent limitations of AI technology in financial analysis and commit to employing the results generated as an informative foundation for your assessments, rather than a standalone substitute for professional financial evaluation and decision-making.

5. Intellectual Property

5.1. Ownership: All content, software, logos, trademarks, and other intellectual property on the Website are the exclusive property of the Company or its licensors and are protected by copyright and other intellectual property laws.

5.2. Limited License: We grant you a limited, non-exclusive, revocable, non-transferable license to access and use the Website and its content for personal, non-commercial purposes. You may not copy, reproduce, modify, distribute, or create derivative works from any part of the Website without our prior written consent.

6. Privacy Policy

6.1. Your use of the Website is also governed by our Privacy Policy, which can be found here: https://mavenpolis.com/privacy-policy.

7. Disclaimer of Warranties

7.1. As-Is Basis: You expressly understand and agree that your use of the Website and any services, tools, or content provided herein is at your own risk. The Website is provided on an “as-is” and “as-available” basis, without warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

7.2. No Warranty of Bug-Free Operation: The Company does not warrant that the Website will be error-free, uninterrupted, secure, or free from bugs or defects. Any content or information obtained through the use of the Website is obtained at your own discretion and risk.

7.3. No Warranty of Accuracy: The Company does not warrant the accuracy, completeness, or reliability of any content or information provided on the Website. Any reliance on such content or information is solely at your own risk.

7.4. No Warranty of Availability: The Company reserves the right to modify, suspend, or discontinue any part or all of the Website’s services or content at any time, with or without notice. You agree that the Company shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Website.

7.5. Warranty of Compatibility: The Company does not warrant that the Website will be compatible with all devices, operating systems, or browsers.

8. Limitation of Lability

8.1. Mavenpolis, its affiliates, and their respective officers, directors, employees, suppliers, advertisers, agents, and sponsors shall not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or other damages under any contract, negligence, strict liability, or other theory arising out of or relating in any way to the Website and/or any content contained therein, or any product or service used or purchased through Mavenpolis. Your sole remedy for dissatisfaction with the Website is to stop using it. The sole and exclusive maximum liability to Mavenpolis for all damages, losses, and causes of action (whether in contract, tort, including, without limitation, negligence, or otherwise) shall be the total amount paid to us by you, if any, for access to the Website.

8.2. Please be aware that some jurisdictions may not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you depending on your jurisdiction.

9. Indemnification

9.1. As a condition of your use of the Website, you agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from (a) your violation of our Terms of Use; (b) your use of the Website; or (c) your violation of the rights of any third party.

10. Termination

10.1. We reserve the right to terminate or suspend your membership and access to the Website at our discretion, with or without cause, and without notice.
11. Changes to Terms

11.1. We may revise these Terms from time to time. The most current version of the Terms will be posted on the Website, and your continued use of the Website after any changes constitute acceptance of those changes.

12. Miscellaneous
12.1. Jurisdiction and Compliance: The Website is intended for individuals residing in jurisdictions where the provision of Website content is legally permissible. We do not assert that the materials offered on the Website are suitable or available for use in all locations. If you choose to access the Website from a different location, you do so voluntarily and at your own risk. You are responsible for adhering to local laws, if and where applicable. We reserve the right, at our sole discretion, to restrict Website access to specific individuals, geographic areas, or jurisdictions, as well as to limit the quantities of any services or products provided.

12.2. Entire Agreement: The Terms of Use (TOU), combined with all Mavenpolis policies referenced herein, constitute the complete agreement governing your use of the Website. This agreement supersedes any and all prior written or verbal agreements on this topic between you and Mavenpolis.

12.3. Governing Law and Jurisdiction: The TOU and the relationship between you and Mavenpolis are governed by and construed in accordance with the laws of Singapore, without regard to its conflict of laws principles. Both parties agree to submit exclusively to the personal jurisdiction of the federal and state courts within Singapore and waive any objections related to jurisdiction, venue, or inconvenience.

12.4. Severability: If any provision of the TOU is determined to be unlawful, void, or unenforceable, it will be considered separable from the TOU and will not affect the validity or enforceability of the remaining provisions.

12.5. Waiver and Headings: No waiver by either party of any breach or default under the TOU shall be deemed to be a waiver of any prior or subsequent breach or default. Any headings, captions, or section titles included in the TOU are provided for convenience and do not define or explain any section or provision.

12.6. Non-Electronic Agreement: We reserve the right to request your signature on a non-electronic version of the TOU if necessary.

13. Contact Us

13.1. If you have any questions or concerns about these Terms or the Website, please contact us at support@mavenpolis.com.

By accessing and using the Website, you acknowledge that you have read, understood, and agree to these Terms of Use. These Terms constitute a legally binding agreement between you and Mavenpolis Partners Pte Ltd.